UK Salary Sacrifice Calculator

Estimate your financial savings for the **2024/2025** tax year (England & NI rates).

Your Details

This is the cost of the benefit (e.g., the cost of a cycle-to-work package or an extra pension contribution).

Assumptions for 2024/2025 Tax Year:

  • Applies to standard tax rates in England, Wales (Income Tax), and Northern Ireland.
  • Standard Personal Allowance: £12,570.
  • Employee NI (Class 1, Cat A): 8% between £12,570 and £50,270, then 2%.
  • Employer NI (Class 1, Cat A): 13.8% above the Secondary Threshold (£9,100).
  • Calculations do not account for Scottish Tax Codes, Student Loans, Child Benefit charge, or other complex deductions.

Your Savings

Your Annual Cost (Net Pay Reduction):

£0.00

Total Pre-Sacrifice Tax/NI: £0.00
Total Post-Sacrifice Tax/NI: £0.00
TOTAL SAVING: £0.00

Savings Breakdown:

Income Tax Saving: £0.00
Employee NIC Saving: £0.00
Employer NIC Saving (13.8%): £0.00

The Employer NIC Saving is the potential saving for your employer, often added to your pension or used to fund the benefit.